Basic Money Management

Budgeting

I didn’t realize the extreme importance of a budget until my family committed to doing one. I’m convinced it’s the key to financial success.

Get out of Debt

Imagine a life without debt… how much extra cash flow you’d have without payments. I’ve done it and can show you how you can do it too.

Emergency Fund

Remember the old adage about having 3-6 months worth of expenses covered by an emergency fund? It’s a good financial principle and an important safety net.

Mortgage

How much can you save on your mortgage payment? Rates have been very good and the lower the rate, the more money you will have to place in other areas of your plan.

Bank Interest

When is the last time your bank called you proactively about increasing your low interest rate? There are some better yielding accounts out there but you need to be an advocate for yourself.