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Meet the Team

With over 50 years of combined experience, our team is
dedicated to guiding you on the path to your financial success.


Our Story

From the very beginning, Kammeraad Financial Group has been dedicated to serving the West Michigan community.

Born out of a desire to help make sure that people had the right tools and team to be financially successful, the KFG team aims to get to know each client beyond just dollars and cents.

Through getting to know each client, the Kammeraad team is able to uncover life priorities that help guide the direction of the plans that they put together.

They know everyone has a story and they look forward to the opportunity to learn yours.

Welcome to the family.

Our Core Values

Always Proactive

We actively seek ways, on a regular basis, to help you: improve your financial situation, protect you and your assets, and keep on top of emerging issues and trends.

Genuine Care

We understand how personal talking about your finances can feel. Our team truly cares about you, your family, and your success. We aim to do everything we can so that you feel that care so that you feel comfortable no matter the situation.


We believe it is important for you to understand your financial plan and what goes into it. That is why we put complex ideas, concepts, and strategy in easy-to understand terms.

Holistic Analysis

We help you look at the whole picture, keeping your goals top of mind. This helps make sure you are set-up for success in all facets of your financial life.

Jeff Kammeraad CLU®, ChFC®, CLTC®, RICP® Photo
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Jeff Kammeraad CLU®, ChFC®, CLTC®, RICP®

Financial Advisor

Jeff Kammeraad

Jeff Kammeraad CLU®, ChFC®,CLTC® , RICP®

Financial Advisor

Email: jeffkammeraad@financialguide.com

Phone: 616-796-9598

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As the founder of Kammeraad Financial Group and Financial Advisor for the firm, Jeff will work closely with you to simplify the financial process and help you achieve long-term financial success.

Fueled by his first-hand experience of the hardships that financial challenges can bring, he aims to create a plan that empowers you to achieve your goals. As your “financial quarterback”, he understands the importance of looking at the full picture. Because of this, he partners with other professionals to ensure all areas of your financial life are considered to help create long-term security, stability, and success for you and your family.

With over 30 years of experience, Jeff knows the importance of being a life-long learner. After graduating from Hope College, he has been committed to continued education in order to serve his clients, his team, and his community to the best of his ability.

Outside of work, Jeff enjoys spending time with his wife Valerie and their three children. You can often find him outdoors trail running or woodworking in his garage. Jeff is passionate about the non-profit, Vox United, which he co-founded to provide clean water to people in Africa.

Financial Designations:

  • Chartered Life Underwriter®
  • Chartered Financial Consultant®
  • Certified Long-Term Care Consultant®
  • Retirement Income Planning Consultant®

Jeff Kammeraad is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC. Supervisory office located at 3000 Town Center Suite 3100 Southfield, MI 48075, 248-357-7600. CRN202704-6204804.

 Valerie Kammeraad, CLTC® Photo
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Valerie Kammeraad, CLTC®

Financial Services Professional

 Valarie Kammeraad

Valerie Kammeraad, CLTC®

Financial Services Professional

Email: vkammeraad@financialguide.com

Phone: 616-796-9598

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Valerie is a licensed Financial Services Professional for Kammeraad Financial Group. She will work closely with you to reach your financial goals, specifically within cash management.

Having overcome debt herself, she understands the stress that financial burdens can bring, and the steps needed to overcome them. Valerie, who partners with her husband Jeff, will help guide you on the path to breaking free from monthly payments, establishing emergency funds, and creating budgets that fit within your lifestyle.

Both Valerie and Jeff will often meet together with couples to help them plan for their financial futures and achieve their goals. Their team-based approach often makes both husbands and wives feel comfortable and engaged to participate in financial conversations.

Valerie is a graduate from the University of Michigan - Flint with a bachelor's degree in Business Administration and Finance. She is licensed to provide clients with insurance and investment solutions to fit their needs as well as being a Certified Long Term Care Consultant.

Outside of work, Valerie is a proud mother to three children. In addition to spending time with her family, she enjoys time outside gardening and can often be found reading or hunting for literary treasures in antique stores.

Valerie Kammeraad is a registered representative of and offers securities through MML Investors Services, LLC. Member SIPC.  Supervisory office located at 3000 Town Center Suite 3100 Southfield, MI 48075, 248-357-7600. CRN202704-6204810

Zachary W. Kammeraad, CFP®, BFA™ Photo Zachary W. Kammeraad, CFP®, BFA™ Hover Photo
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Zachary W. Kammeraad, CFP®, BFA™

Financial Advisor

Zachary W. Kammeraad, CFP®, BFA

Financial Advisor

Email: ZACH@kammeraadfinancial.com

Phone: 616-441-3849(c)

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As a Financial Advisor for Kammeraad Financial Group, Zach will work closely with you to align your financial objectives with your goals and values.

Zach understands the importance of learning what drives you in life. He believes that your life vision and purpose have a great impact on your financial picture and works to help you create a plan that aligns with your vision and purpose, is well-rounded, and sets you up for financial success.

After graduating from Calvin College in 2021, Zach moved to Bloomfield Hills for a year, and worked with another wealth management practice. During his time there, Zach gained invaluable experience working with multigenerational clients. Zach then joined both of his parents at the Kammeraad Financial Group in 2022. He has been able to gain valuable experience and has continued stewarding the relationships that his parents have cultivated for many years. His goal as a financial advisor is to have a transformative impact on not just his clients, but the West Michigan community as a whole.

When Zach is not in the office, you can find him playing golf, spending time with family and loved ones, and coaching soccer for Holland Christian High School.

Financial Designations:

  • Behavioral Financial Advisor™

Zach Kammeraad is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC. Supervisory office located at 3000 Town Center Suite 3100 Southfield, MI 48075, 248-357-7600. CRN202704-6204807

Schedule a Meeting