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Meet your team committed to achieving the life you envision.

When you partner with Kammeraad Financial Group, you have a team with over 50 years of combined experience committed to your financial success. Say hello to our team ready to offer financial strategies or create a holistic financial plan designed to turn your vision for life into reality.


Jeff Kammeraad CLU®, ChFC®, CLTC®, RICP® Photo
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Jeff Kammeraad CLU®, ChFC®, CLTC®, RICP®

Financial Advisor

Jeff Kammeraad

Jeff Kammeraad CLU®, ChFC®,CLTC® , RICP®


Financial Advisor

Email: jeffkammeraad@financialguide.com

Phone: 616-796-9598

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Jeff Kammeraad is the founder of Kammeraad Financial Group, a leading financial planning firm based out of Holland, MI. In his role as a Financial Advisor, Jeff partners with his wife, Valerie, and son Zach to simplify the financial planning process for their clients and help them achieve long-term financial success.

Jeff has firsthand experience of the hardships financial difficulties can create. Relying on his own experiences, he helps his clients create financial plans that empower them to achieve their goals. Jeff believes it is his role to be the "financial quarterback" in the lives of his clients. He partners with other professionals to ensure all areas of someone's financial life are considered to help create long term security, stability, and success for them and their families.

A graduate of Hope College in Holland, MI, Jeff is committed to being a life-long learner. In his 30 years of experience in the financial services industry, Jeff has earned designations such Chartered Life Underwriter, Chartered Financial Consultant, and is a Certified Long-Term Care Consultant. Through his continued learning and education, Jeff consistently seeks to serve his clients to the best of his ability.

Outside of work, Jeff enjoys investing time with his wife Valerie and their three children. He enjoys time outdoors trail running and holds a black belt in Tae Kwan Do. Jeff is passionate about the nonprofit named, Vox United, which he co-founded to provide clean water to people in Africa.

 Valerie Kammeraad, CLTC® Photo
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Valerie Kammeraad, CLTC®

Financial Services Professional

 Valarie Kammeraad

Valerie Kammeraad, CLTC®

Financial Services Professional

Email: vkammeraad@financialguide.com

Phone: 616-796-9598

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As a licensed Financial Services Professional, Valerie Kammeraad is passionate about helping people reach their financial goals, specifically with cash management. Valerie partners with her husband, Jeff, to assist clients in breaking free from monthly payments, establishing emergency funds, and creating budgets that fit within their lifestyle.

Valerie's motivation for doing this work is to help people avoid the stress of overcoming debt, which she's experienced herself. She and Jeff will often meet together with couples to help them plan for their financial futures and achieve their goals. Their team-based approach often makes both husbands and wives feel comfortable and engaged to participate in financial conversations.

Valerie is a graduate from the University of Michigan - Flint with a bachelor's degree in Business Administration and Finance. She is licensed to provide clients with insurance and investment solutions to fit their needs as well as being a Certified Long Term Care Consultant.

Outside of work, Valerie is a proud mother to three children. In addition to spending time with her family, she enjoys time outside gardening and can often be found reading or hunting for literary treasures in antique stores.

Zachary W. Kammeraad, CFP®, BFA™ Photo Zachary W. Kammeraad, CFP®, BFA™ Hover Photo
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Zachary W. Kammeraad, CFP®, BFA™

Financial Advisor

Zachary W. Kammeraad, CFP®, BFA

Financial Advisor

Email: ZACH@kammeraadfinancial.com

Phone: 616-441-3849(c)

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One of my greatest privileges is being able to work alongside my parents, serving with them and stewarding the relationships that they have cultivated for many years. It brings me so much joy hearing their stories and seeing the fruits of their labor. Being a Financial Planner allows me to have a transformative impact on not only the clients we work with, but this community as a whole.

Academically, I graduated from Calvin University (Go Knights!) with a Bachelor of Science in Financial Planning in 2021. I hold the CERTIFIED FINANCIAL PLANNERTM  designation. I also hold a behavioral finance designation. Holding these designations help me to align my clients financial objectives with their goals, values, and purpose in life.

When I’m not in the office, you can find me playing golf, spending time with family and love d ones, and coaching soccer for my high school alma mater.

 Zachary Kammeraad is a Registered Representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC Member SIPC. Supervisory Office - 3000 Town Center, Suite 3100. Southfield, MI. 48075. 248.357.7600.  Kammeraad Financial Group, LLC, is not a subsidiary nor an affiliate of MML Investors Services, LLC or its affiliated companies. CRN202610-5232252


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