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Meet your team committed to achieving the life you envision.

When you partner with Kammeraad Financial Group, you have a team with over 50 years of combined experience committed to your financial success. Say hello to our team ready to offer financial strategies or create a holistic financial plan designed to turn your vision for life into reality.


Jeff Kammeraad CLU®, ChFC®, CLTC®, RICP® Photo
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Jeff Kammeraad CLU®, ChFC®, CLTC®, RICP®

Financial Advisor

Jeff Kammeraad

Jeff Kammeraad CLU®, ChFC®,CLTC® , RICP®


Financial Advisor

Email: jeffkammeraad@financialguide.com

Phone: 616-796-9598

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Jeff Kammeraad is the founder of Kammeraad Financial Group, a leading financial planning firm based out of Holland, MI. In his role as a Financial Advisor, Jeff partners with his wife, Valerie, and son Zach to simplify the financial planning process for their clients and help them achieve long-term financial success.

Jeff has firsthand experience of the hardships financial difficulties can create. Relying on his own experiences, he helps his clients create financial plans that empower them to achieve their goals. Jeff believes it is his role to be the "financial quarterback" in the lives of his clients. He partners with other professionals to ensure all areas of someone's financial life are considered to help create long term security, stability, and success for them and their families.

A graduate of Hope College in Holland, MI, Jeff is committed to being a life-long learner. In his 30 years of experience in the financial services industry, Jeff has earned designations such Chartered Life Underwriter, Chartered Financial Consultant, and is a Certified Long-Term Care Consultant. Through his continued learning and education, Jeff consistently seeks to serve his clients to the best of his ability.

Outside of work, Jeff enjoys investing time with his wife Valerie and their three children. He enjoys time outdoors trail running and holds a black belt in Tae Kwan Do. Jeff is passionate about the nonprofit named, Vox United, which he co-founded to provide clean water to people in Africa.

 Valerie Kammeraad, CLTC® Photo
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Valerie Kammeraad, CLTC®

Financial Services Professional

 Valarie Kammeraad

Valerie Kammeraad, CLTC®

Financial Services Professional

Email: vkammeraad@financialguide.com

Phone: 616-796-9598

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As a licensed Financial Services Professional, Valerie Kammeraad is passionate about helping people reach their financial goals, specifically with cash management. Valerie partners with her husband, Jeff, to assist clients in breaking free from monthly payments, establishing emergency funds, and creating budgets that fit within their lifestyle.

Valerie's motivation for doing this work is to help people avoid the stress of overcoming debt, which she's experienced herself. She and Jeff will often meet together with couples to help them plan for their financial futures and achieve their goals. Their team-based approach often makes both husbands and wives feel comfortable and engaged to participate in financial conversations.

Valerie is a graduate from the University of Michigan - Flint with a bachelor's degree in Business Administration and Finance. She is licensed to provide clients with insurance and investment solutions to fit their needs as well as being a Certified Long Term Care Consultant.

Outside of work, Valerie is a proud mother to three children. In addition to spending time with her family, she enjoys time outside gardening and can often be found reading or hunting for literary treasures in antique stores.

Zachary Kammeraad Photo
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Zachary Kammeraad

Financial Advisor

Zachary Kammeraad

Zachary Kammeraad

Financial Advisor

Email: zkammeraad@FInancialGUIDE.com

Phone: 616-834-3340

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Zach has been around Kammeraad Financial Group since he was 14 years old, as he grew, he simultaneously watched his father’s clients grow. This experience inspired him to consider financial advising as his profession.

Zach graduated from Calvin University in 2021 with a Bachelor of Science in Financial Planning, in the inaugural class. During his time at Calvin, Zach had a part time job where he worked as a financial coach, aiding students in budgeting and student loan counseling. This experience solidified his conviction to pursue personal financial planning as his vocation. He also served as the Chief Development Officer for Knight Investment Management which actively invests a portion of Calvin’s endowment fund. He was responsible for interviewing and recruiting qualified candidates, as well as managing the relationships with the programs sponsors.

After he graduated, he spent a year working alongside a veteran advisor in Bloomfield Hills with a wealth management practice that is over 80 years old. During his time there, he learned how invaluable it is to be a part of a family-grown, legacy practice. He was able to serve clients that went back three generations.

Zach is passionate about serving others and building meaningful relationships through financial planning. Zach holds the FINRA Series 7 & Series 66 registrations.

Andrea Vanderleest, FPQP® Photo
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Andrea Vanderleest, FPQP®

Financial Services Professional

Andrea Vanderleest

Andrea Vanderleest, FPQP®

Financial Services Professional

Email: avanderleest@financialguide.com

Phone: 616-796-9598

Andrea Vanderleest is a Financial Services Professional at Kammeraad Financial Group. In her role, Andrea partners with Jeff and Valerie Kammeraad to create an experience to help clients gain confidence related to their finances. She seeks to help individuals and families create financial goals and accomplish them with her support and guidance.

Andrea is a graduate of Grand Valley State University and earned her Financial Paraplanner Qualified Professional (FPQP) designation from the College for Financial Planning.

In her free time, Andrea enjoys traveling and engaging in outdoor activities including running, camping, and kayaking.

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